Membership
Proposed scheme. The death-benefit provision is not yet operational. Its rules, fee, funding and legal status are awaiting formal approval by H R Foundation. It is not insurance and does not guarantee any payment.
01Purpose
The maximum stated support. The actual amount, if any, depends on the foundation's approved terms.
Counted from the effective membership date. The full waiting period must be completed.
The member must be under this age, subject to the approved rules.
Membership must be active, with all required payments and approvals in place.
A claim must be submitted by the nominee and verified by the foundation.
Any support is subject to approved terms and verification. Completing the waiting period does not by itself entitle anyone to a payment.
02How it works
Application started but not yet submitted.
Submitted; the approved membership fee is awaited.
The foundation is checking that the payment has been received.
Details and payment verified; awaiting approval.
Membership approved. A membership ID and effective date are issued and the waiting period begins.
03Waiting period
Completing the waiting period does not guarantee a payment. All other conditions still apply.
Shown on your membership confirmation after activation. Nothing you enter here is sent anywhere.
04Claims
The nominee submits the claim online with the membership ID, the nominee's registered mobile number and a copy of the death certificate, and receives a claim reference.
The foundation verifies the death certificate, the membership status, the waiting period and the age condition.
The foundation contacts the nominee to confirm their bank account details. Bank details are never collected through this website.
After verification, the approved amount is transferred to the nominee's bank account — within 45 days of receiving complete documents.
If more documents are needed, the time is counted from when they are received. The death certificate and nominee details are kept private and are never published.
05For nominees
06Questions
07Registration